restructure back

considering the loan i took which will be effective in March, plus the confused current world economy. i need to restructure back my financial plan. the goal is same. This is important fact that everyone need at least 6 months salary in emergency fund (owh fuck)

really? 6 months? at least when anything happens...worst case scenario...yes, it's important.

i need to save and invest half of my salary. this is important part..

after all years and waste money i threw..what i learn is discipline is necessary to achieve financial goal..yups